Disclaimer.
Lumvest is analytical software, not financial advice. The blocks below are the per-jurisdiction disclaimers that accompany Lumvest's analytical output across all surfaces. Use the matched-jurisdiction block where the user's jurisdiction is known; the global default applies otherwise.
Lumvest is currently in pilot. Paid portfolio analysis is by invitation only. The disclaimers below apply to all Lumvest analytical output (PDF reports, in-app screening surfaces, and outreach). Where a block references "screening output above", read it as the analytical output presented to the user in that surface.
Global default
When the user's jurisdiction is not known, the global default applies.
Important. Lumvest is analytical software. The screening output above is generated mechanically from the inputs you supplied and the screening criteria disclosed. It is not financial product advice, investment advice, a personal recommendation, or a solicitation to deal in any security. Selection of any transaction on the basis of this output is the user's responsibility, or the responsibility of the user's licensed financial adviser. No fiduciary duty arises between Lumvest and the user. Verify all output against your own tax, accounting, and regulatory position before acting.
Australia
Operating framing under section 766B of the Corporations Act 2001 (Cth).
Important — Australia. Lumvest is analytical software. The screening output above is generated mechanically from the inputs you supplied and the screening criteria disclosed. It is not financial product advice within the meaning of section 766B of the Corporations Act 2001 (Cth), and Lumvest does not provide a financial service requiring an Australian Financial Services Licence. Nothing in the output is intended, and nothing should be taken, as a recommendation or statement of opinion intended to influence any person in making a decision in relation to a particular financial product. Selection of any transaction is the user's responsibility, or the responsibility of the user's licensed financial adviser. Tax outcomes depend on the user's specific circumstances and are not guaranteed. Wash-sale and anti-avoidance considerations under TR 2008/1 and the Income Tax Assessment Act may apply. Verify all output with a registered tax agent or financial adviser before acting.
United States
Operating framing under §202(a)(11)(D) of the Investment Advisers Act of 1940 and SEC v. Lowe, 472 U.S. 181 (1985).
Important — United States. Lumvest is analytical software and is impersonal, broadly-disseminated information of the type contemplated by the publisher's exclusion in section 202(a)(11)(D) of the Investment Advisers Act of 1940, as interpreted by the Supreme Court in SEC v. Lowe, 472 U.S. 181 (1985). The screening output above is generated mechanically from the inputs you supplied and the screening criteria disclosed and is not personalised to any specific user's circumstances. Lumvest is not a registered investment adviser, does not provide investment advice, and nothing in the output constitutes a recommendation that any person buy, sell, or hold any security. Tax outcomes depend on the user's specific circumstances and are not guaranteed. The wash-sale rule under Internal Revenue Code §1091 may apply. Consult a CPA, EA, or registered investment adviser before acting on any output.
United Kingdom
Operating framing under Article 53 of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and the MiFID II personal-recommendation test.
Important — United Kingdom. Lumvest is analytical software. The screening output above is generated mechanically from the inputs you supplied and the screening criteria disclosed. It is not advice on the merits of a particular investment within the meaning of Article 53 of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, and is not a personal recommendation under MiFID II. Lumvest is not authorised by the Financial Conduct Authority. Selection of any transaction is the user's responsibility, or the responsibility of the user's FCA-authorised adviser. Tax outcomes depend on the user's specific circumstances and are not guaranteed. Verify with a qualified tax adviser before acting.
Chile
Marco regulatorio: Ley N° 18.045 sobre Mercado de Valores y Ley N° 21.521 (Ley Fintech).
Importante — Chile. Lumvest es software analítico. El resultado de screening anterior se genera mecánicamente a partir de los datos de entrada que usted proporcionó y los criterios de screening divulgados. No constituye asesoría de inversión ni intermediación de valores en los términos de la Ley N° 18.045 sobre Mercado de Valores ni de la Ley N° 21.521 (Ley Fintech), y Lumvest no se encuentra inscrito en los registros de prestadores de asesoría de inversión ante la Comisión para el Mercado Financiero (CMF). La decisión sobre cualquier transacción es responsabilidad del usuario, o de su asesor financiero debidamente autorizado. Los resultados tributarios dependen de la situación específica del usuario y no están garantizados. Consulte a un asesor tributario calificado antes de actuar.
Argentina
Marco regulatorio: Ley N° 26.831 de Mercado de Capitales y las Normas de la Comisión Nacional de Valores (T.O. 2013 y modificatorias).
Importante — Argentina. Lumvest es software analítico. El resultado de screening anterior se genera mecánicamente a partir de los datos de entrada que usted proporcionó y los criterios de screening divulgados. No constituye asesoramiento en valores negociables en los términos de la Ley N° 26.831 de Mercado de Capitales ni de las Normas de la Comisión Nacional de Valores (T.O. 2013 y modificatorias), y Lumvest no se encuentra inscripto como Agente Asesor Global de Inversión (AAGI) ni en categoría análoga ante la CNV. La decisión sobre cualquier transacción es responsabilidad del usuario, o de su asesor financiero matriculado. Los resultados tributarios dependen de la situación específica del usuario y no están garantizados. Consulte a un contador público o asesor impositivo antes de actuar.
Last updated: 28 April 2026.